I've been using this software for about 1 month now. I've used a ton of budget software, most recently Quicken but also, Mint, YNAB, Excel, Pen & Paper, Gazelle Budget, FPU Forms, Yodlee, Mvelopes to name a few. Each of the above have parts they are good at. My families experience so far is Inzolo is best at envelope based budgeting and a great partner to the Dave Ramsey FPU class/principles. We have improved our communication and effectiveness significantly since we started using this software. There is a free option that is restricted to 1 bank account and 15 envelopes. More than enough to see if it is a good fit for you. I signed up for the pro account and use it with our credit union checking and smarty pig for the sinking funds and about 40 envelopes. It is a great resourse to execute the FPU principles of giving every dollar a name on purpose before the month begins. Dustin has done a great job programing functionality into this product. You can tell he uses the software personally and
Here is a link if you want to check it out. Use this link to sign up and Inzolo give 60% of your Pro Subscription back to Kensington's FPU ministry.
Dave Smith is part of the KCC finance staff and a Dave Ramsey Certified Coach.